The Ledger

SUNDAY, MAY 10, 2026

I built the finance tool I couldn't find.

A self-hosted net worth tracker with automatic daily syncing, historical snapshots, and full data ownership - designed to run forever at near-zero cost.

Highlights

  • Up $9,728 over the last 30 days
  • Up $16,447 since the beginning of this year
  • Up $39,890 over the last year

I lost years of financial history when Mint - Intuit's personal finance app - shut down in early 2024. Rather than migrate to another product with no guarantee of longevity, I built a replacement I fully control.

Every decision in this project reflects a single priority: durability. SQLite instead of Postgres - because a single file is simpler to back up and reason about. Daily pulls instead of webhooks - because they're free, predictable, and degrade gracefully when they miss a day. Cookie sessions instead of OAuth - because they're easy to audit and require no third party.

The result has been running reliably in production since January 2026. It syncs automatically each day via a scheduled GitHub Actions job, requires almost no ongoing maintenance, and has cost almost nothing to operate since launch.